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I can find plenty of info on payback time for FAP/HPSP but none on the timeline for direct commissions for MDs.
I'd like to go into the military because I genuinely want to and already regret not enlisting before college for 4 years. I'm only an M1 so I have plenty of time to get things sorted and my priorities may change.
I am looking for a way to serve ~4 yrs after residency preferably and not come out *significantly* behind my civilian peers in terms of loan repayment. I'd prefer to go Navy but I'm flexible if one of the other branches has a better deal. I'm looking to go after residency so I don't have to deal with all the bs of a military match/GMO yrs.
At this point, I am also only interested in wartime essential specialties anyways so I'm not too concerned with the DHA cuts.
Would reserve be a better bet? With their payback timeline/contract, I could see myself in that long-term but I don't know if they have a big enough sign-on bonus to make it worth it with the amount of loans I'll have.
I'd like to go into the military because I genuinely want to and already regret not enlisting before college for 4 years. I'm only an M1 so I have plenty of time to get things sorted and my priorities may change.
I am looking for a way to serve ~4 yrs after residency preferably and not come out *significantly* behind my civilian peers in terms of loan repayment. I'd prefer to go Navy but I'm flexible if one of the other branches has a better deal. I'm looking to go after residency so I don't have to deal with all the bs of a military match/GMO yrs.
At this point, I am also only interested in wartime essential specialties anyways so I'm not too concerned with the DHA cuts.
Would reserve be a better bet? With their payback timeline/contract, I could see myself in that long-term but I don't know if they have a big enough sign-on bonus to make it worth it with the amount of loans I'll have.