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First off, I read through at least a dozen old posts on this forum about the various programs and I am still left with questions. Here is a useful link I just found that clarifies what each one is: https://civmil.hms.harvard.edu/file...inancial_assistance_programs_hms_20180822.pdf.
So, in my own words, here's what each offers.
MDSSP:
Now, with HPLRP thrown in:
PLEASE clarify anywhere that I made a mistake!!!
So, in my own words, here's what each offers.
MDSSP:
- Service obligation: 1 year for each 6 months that I receive the stipend in medical school.
- ~$2,200/month while in school
- Will not utilize military match
- No monthly duty obligations
- Service obligation: 1 year for each 6 months I receive the stipend in residency.
- ~$2,200/month while in residency
Now, with HPLRP thrown in:
- (Up to) $250,000 loan repayment afterresidency is completed, regardless of whether you took MDSSP or STRAP
- Paid in $40,000 installments at end of each year, with the last $10,000 (to make it $250k) coming in the 7th year
- Service obligation: 1 year for each year that you take an installment (up to $250k total/ 7 years of service total).
PLEASE clarify anywhere that I made a mistake!!!