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Anybody even try to get these approved? They want proof of CBT? PT? Surgery consult? dates and times? wtf
i basically tell people to leave humana/aetna. terribleAnybody even try to get these approved? They want proof of CBT? PT? Surgery consult? dates and times? wtf
To make a bunch of money on expensive treatments that don't actually "fix" anything.Yes.. you definitely want to try all the fusions cages and screws you can and spend a million or so before considering scs.. we get paid **** for doing them.. surgeons still making millions.. wth do they think we want to put them in?
Changing from Medicare Advantage to Original Medicare is a very simple process once you’re ready and eligible to switch. There are three ways you can make the change:It’s hard to switch back from advantage to regular Medicare. My patient couldn’t because he was diagnosed with spinal stenosis while on the advantage plan, and he said the other plans (maybe supplements?) won’t take him due to the pre-existing condition
You can still get shut out of the supplement plans. Remember Medicare only covers 80%Changing from Medicare Advantage to Original Medicare is a very simple process once you’re ready and eligible to switch. There are three ways you can make the change:
The easiest way to move from Medicare Advantage to Original Medicare is during one of two annual periods that allow anyone to leave Medicare Advantage with no questions asked.
- Visit your local Social Security Office and ask to be disenrolled from Medicare Advantage;
- Call 1-800-MEDICARE (1-800-633-4227) and process your disenrollment over the phone; or
- Contact your Medicare Advantage insurer directly and request a disenrollment form.
How to Switch from Medicare Advantage to Original Medicare – MedicareGuide.com
If you discover that switching from Medicare Advantage to Original Medicare is better for you, you can change your coverage during Medicare open enrollment.medicareguide.com
You can still get shut out of the supplement plans. Remember Medicare only covers 80%
“While Original Medicare doesn’t restrict coverage based on pre-existing conditions, the rules are different for Medicare supplemental insurance plans. Private Medicare-approved insurers can turn down your application because of a pre-existing condition if you don’t sign up during your Medigap Open Enrollment Period.”
So Advantage plan patients may find that they are unable to afford switching back to regular Medicare
I did mention supplementals. Most people aren’t going to do straight Medicare because the 20% is too big to swallowYou said regular Medicare not supplemental in the previous post, supplemental plans just like other insurance plans whole another ball game